Looking for ideas on what others may have tried in our situation.
Long story short.
We have two credit cards that were both used for home repairs and to purchase a lot next to our house. One my mom and I share and one is my husbands and I. These were all done when I had a better paying job which disappeared last year.
I want to combine them to one payment one card but USBANK said they can't do that even though both are through them. They didn't even look up either account. If I apply for another card with another bank or company they are going to laugh. with these two balances sitting there. We CAN afford the payments but it is very close, too close. Some months not so much.
Anybody else been in a similar situation and found a way to simplify the payments to one? Does debt consolidation work?