A little older post but will respond anyway. I live on a 27 foot sailboat in central NJ, and yes its been a cold winter here too.
First thing you want to do is put insulation up. I went to Home Depot and got some of the 1" DOW pink foam boards and laid it up against the hull everywhere I could behind things. In the Vbirth where I sleep, I laid the insulation against the hull, then a layer of that foil bubble wrap and over it I put 1 of those cheap walmart 5x8 carpets(It matches the color of the outside canvas and boats boot stripe) that made a big impact where I sleep so its much warmer.
Heat, well very important...it needs to be vented outside. Propane at combustion puts out liquid, which isnt helping the condensation problem. I understand money being tight, Ive been unemployed now for almost a year myself. It might be too late for this now, but for next year might be worth doin some hunting on ebay.
I got a marine diesel heater brand new for $255 dollars because I bought it in september and I guess most people werent lookin for heaters yet. It retailed for almost a 1000 dollars. Diesel is a better choice then propane for a few reasons. Cheaper and puts out more btu's of heat then propane pound for pound, doesnt explode, if you put the fuel tank at least 2 feet higher then the burner it can gravity feed and run without any electricity which is great if your dry camping or the power goes out.
http://www.dickinsonmarine.com/dheaters.php (mine is the Newport model...I had their Newport propane on a different boat but did not put out the same quality of heat....but if the trailer is well insulated which boats arent light work out)
I dream of maybe bein able to build a trailer this year for extended camping... or maybe a little 4x8 enclosed one, insulate it add windows and lights and a cool paint job like a little gypsy wagon.... ah its good to dream!
best of luck
deryk