Page 2 of 2
Posted:
Wed May 06, 2009 9:50 amby dreadcptflint
Our trailer is fully insured on a seperate policy. We went to our broker and he was able to add it to the bundle of insurance that we have (home, cars, etc) and it was only a hundred or so extra a year. We haven't needed it but I would rather have it and not use it than need it and not have it.
Posted:
Wed May 06, 2009 12:10 pmby iplay10us2
Mine is a separate policy with State Farm and is $99/year. I will have to look and see what my deductible is, though, because I can't remember.
Posted:
Wed May 06, 2009 2:33 pmby Spotman
Mine was totaled, by Nationwide, was given good full coverage +. I only had it hooked up for about 15 minutes before I was hit.
Bob
Posted:
Wed May 06, 2009 5:04 pmby Miriam C.
Spotman wrote:Mine was totaled, by Nationwide, was given good full coverage +. I only had it hooked up for about 15 minutes before I was hit.
Bob
Good to hear it Bob. I think I will get mine done this year. Wonder what State farm will do it for or AARP............
Posted:
Wed May 06, 2009 5:36 pmby Sparksalot
Spotman wrote:Mine was totaled, by Nationwide, was given good full coverage +. I only had it hooked up for about 15 minutes before I was hit.
Bob
Wow, you'd think inusrance company folks would be more careful in their driving.
Posted:
Wed May 06, 2009 5:53 pmby CAJUN LADY
State Farm...separate policy...$35 per year. Fully insured plus contents.
Posted:
Wed May 06, 2009 8:09 pmby iplay10us2
CAJUN LADY wrote:State Farm...separate policy...$35 per year. Fully insured plus contents.
Dang it! $35/year for all of that? I need to talk to my State Farm agent who just happens to be my sort of brother-in-law. ( His sister is married to my brother).
Great rate!
Posted:
Thu May 07, 2009 8:35 amby Creamcracker
Ok...I figured I'd visit State Farm and see what they would quote me however they say that the tow vehicle has to be insured with them in order to quote....I DO NOT want to change my auto insurance from my current carrier! Does anyone have their trailer insurance with a seperate company than their auto policy?
Philip
Posted:
Thu May 07, 2009 11:14 amby Nitetimes
Creamcracker wrote:Ok...I figured I'd visit State Farm and see what they would quote me however they say that the tow vehicle has to be insured with them in order to quote....I DO NOT want to change my auto insurance from my current carrier! Does anyone have their trailer insurance with a seperate company than their auto policy?
Philip
Check the ones that advertise insuring your toys, I'm sure they'd give you a quote for the trailer. An insurance broker might get you the best coverage/price.
Posted:
Tue May 19, 2009 7:19 amby Shadow Catcher
Ours is also Nation Wide full coverage. My concern would be if you are not, what about liability.
Posted:
Wed Oct 20, 2010 6:45 amby vjarreau
If you have liability insurance on your vehicle, it usually extends to whatever trailer the vehicle is towing. However, the comprehensive and collision usually does not extend to the trailer. That is usually insured based on the value of the trailer. HOWEVER, said comprehensive and collision are only in effect when the trailer is coupled to your vehicle, as opposed to when it is being stored, parked and unattached to your vehicle. Said coverage probably also doesn't cover air conditioners, heaters, TV's and other expensive add-ons or options, if you purchase a custom made TD.
Posted:
Wed Oct 20, 2010 8:32 amby EffieRover
Currently insured for $1,000 damage to trailer only (no contents) $15/yr with State Farm. Planning to raise that to $4,000 when it's restored for $65/yr. Deductible: $50. Exceptions: flood. Acts of God (hurricane, forest fire, tornado) are actually covered.
We get a discount for having our home, auto and personal liability umbrella with SF already.