Sorry for the rant, I feel better now!
Putting all the blame on the 99% is like blaming a kid for being fat when you take him to McDonalds for every meal.
The fact that NO bankers are in jail, is more appalling to me than O.J. walking the streets for all those years.
I have an old credit card debt, acquired during a 3 month bout of unemployment during my third divorce. My interest rate when I maxed the card out was 5 or 6%. Not I'm paying 25%. This is common, and is nothing short of extortion. I have been buried beneath debt that was the result of a bit of misfortune, and wanting to keep food on the table for three kids. I never owned a new car until 5 years ago, never financed a car until 5 years ago, and did it then because my job paid 80% of the monthly payment. I don't have a pool, and live in a 1200 sq ft house still with 2 of my 3 kids living with me.
Is it all their fault, absolutely not! But it sure is a hell of a lot harder to get back on track when interest rates have been jacked like they have. I had two cards that were maxed out, HSBC worked with me and allowed me to pay back at 0% interest. Discover said F you. I made the same monthly payments on both accounts. HSBC was paid off years ago. Discover still retains 75% of it's original balance. When I'm done paying for my second child that needed braces, I'll be able to increase the payment.
There was a point that I was paying almost $400.00 a month in credit card interest. Had the US Government had the balls to tell the banks "YOU CANNOT INCREASE INTEREST RATES ON EXISTING DEBTS" my monthly interest payments would have been under $100.00. I would be debt free now if that extra $300.00 a month was actually applied to principal.
So yeah.. I'm the 99%, and angry about it.