Floor Bolts

A lot of the plans call for 5-6 3/8 inch carriage bolts per side for the floor. Man that seems like overkill. I was going to use 8 - 1/4 per side and 3 for each of the ends and 4 cross supports. That even sounds excessive. Any reason the for 3/8s that you all know of?
I was going to use stainless steel but wanted to ask if you all think galvanized painted would be OK, I’d loctite the nuts.
I was going to use stainless steel but wanted to ask if you all think galvanized painted would be OK, I’d loctite the nuts.