mary and bob wrote:One way of thinking is that by taking SS early, you're getting all that money now and it would take years to make it up if you wait until 66. But the longer you wait, the higher the monthly payment. Now if we only had that crystal ball to tell us how long we have to live, the decision would be much easier.
it takes about 13 years to reach the same amount, thing is can you live on the lesser amount?
pete