I have been plagued with calls from a place called "Card Services" for the last year. They offer reduction in my Credit Card rates. The calls are always automated, so no live body to talk to. Press one to speak to a representative , press 3 to be removed from our call list. I always press 3 and go back to work. Well they do not remove me. I then went to pressing one and as soon as a live body came on and asked if they could help , I would say how do I get removed from the call list. Usually I did not get to finish my statement and they would hang up on me.
They called yesterday and hung up on me. TODAY, they call again. This time when the guy comes on and asks if he can help me lower my rates, I very excitedly said, "YES". He says ,really? Yea, I say all my credit cards are maxed out. I have had to use them to ply some house payments and bills while I am out of work. I stand to lose everything soon. What can you do for me, I say? He asks, not even one card has any limit left? Nope, I am flat broke, I need help. He sounds very apologetic and wishes me well. I said thanks and he says "I will have you removed from our call list" .

Why do I have to lie to these people? That is all I wanted in the first place. My guess is if you press either number they know someone is at the other end and they will badger you till you give in.