Progressive Industries (not related to Progressive Dynamics) makes a 30 or 50 amp surge protector
http://www.progressiveindustries.net/ssp_30.htm for RV's and while most surges/spikes in your house come from with in your house think about the RV park and the Behemoth RV next to you...
At home I have a whole house surge protector and surge protectors for all the major electronics as well as an uninterpretable power supply for the main computer, but then we have some rather nasty thunderstorms.
A good discussion on this on the RV.Net contained this, some of which does not apply to us.
NewRVerDiane
As you can see, there are a wide range of opinions, many based more on fiction than on facts. If you are interested, this opinion comes from one who made a living repairing things powered by electricity for 40 years.
First the guy who told you that your circuit breakers will protect you should put that into writing and sign it, so that you can go back and get him to pay for repairs when it doesn't. A circuit breaker is designed to protect you and your equipment from shorts, grounds and situations where excess current may be drawn. But they are not intended to protect from surges and they do not open nearly quickly enough to prevent damage from a large one, and if that surge is big enough it will weld the breaker shut. They just are not designed for that purpose.
Electrical surges have been around for years, but they are much more harmful today than in the past because we use so much more solid state electronic equipment. The old style appliances were much more tolerant of short term spikes than what we have today. Such surges can come from lightning, from industry, welders, and even from the starting of equipment inside of the RV park.
The lower priced surge protectors only protect you from surges and they have an upper limit, above which they do not provide protection and they also have a response time that is slower for the lower priced ones and thus they provide less protection. If you plan to buy one, I strongly suggest that you get one of the higher priced ones as they provide far more protection for the cost. The better units not only prevent surges, but the are actually power monitors that will protect your RV from over voltage, under voltage, miswired outlet and many other things that are actually much more common than dangerous surges are. The most common harmful problem from your power supply is actually low voltage. If the voltage of the supply drops below 108V for any extended period it will begin to cause damage to motors and some other types of equipment. That problem is very common in older RV parks and campgrounds and it happens very slowly as more and more RVs arrive and connect to the power supply. They also refuse to connect your RV to the power if the outlet is not wired in a safe manner. That too is pretty common.
I do use one, but I have not always done so. I can't tell you that you will have a problem if you do not use one, as not everyone does. But the odds of it happening grow with each increase in the number of RV owners and the increase in power used. It is very difficult to prove that a line monitor ever protected an RV from damage, but I do know of three RVers who have had repairs that cost in excess of $1500 when they experienced a major surge. I also had an incident where there were three RVs on the same row as we in an RV park who were all complaining of major electrical problems caused by the park's power when I was not effected, and I was using my Surge Guard. I don't know that it protected me, but since one RV was next to me, another directly behind and the third two spaces away, I strongly suspect that I was. There could have been others in our area that I do not know about. We left the following morning so I do not know the outcome of that incident. But we also had RVs for more than 25 years before I ever owned any kind of line monitor and we never had any problems with bad power in those years. I did repair minor electrical problems from time to time that could have been partly from power, but, who knows? I did have all of the lights in our pop-up fail at the same time on one occasion, and I suspect that was a surge, but that was a very long time ago and the pop-up had very little electronic equipment.
Quality line monitor equipment is expensive. But the electronic equipment in most RVs today is far more expensive. For me, I use one, just as I pay for insurance on my car even though I don't expect to ever have an accident. It is much the same thing. If you buy a line monitor and never have a power problem, the purchase will have been a waste of money. But if you should experience a major problem, and do not have any kind of power protection, they you will feel you made a mistake in not purchasing one.
Like many things in life it is a bit of a gamble. I choose to live on the side of safety, but the choice is yours to make.