Hi Laurie,
I have been having another read of this and have a few questions/comments.
Bench height, when we had the kitchen done for our house we went with 950 bench height. It is much easier on your beck at this height and we really notice how low everyone else's benches are now.
KC' comments re the clearance between tyres and walls, I have to agree with him on that one.
Re the no spare wheel idea, we have done over 10,000kms with our TD with some goop and a pump in the tongue box and so far have not had to use them. As a former tyre shop owner, I have always felt uneasy with the situation, having seen the condition of some of the trailer tyres that people came to me with. And we were glad we had a spare under our old caravan when travelling in the South Island a few years ago and the tread paled off one of the tyres. We recently acquired a space saver spare that I will sling up underneath, just behind the axle.
You say you want 15" wheels. Any particular Reason? Same with 205 width Tyres?
If you are planning on hanging your spare underneath and right at the back, with the likes of a 205 (a bit over 200mm) below floor height, you will need to check what clearance you will have on crossings, speed humps etc.
One option you do have to save having to carry a spare is to use a similar size and the same stud pattern as your tow vehicle. But as you are planning on towing with a few different vehicles, this may not be possible.
I hope this has helped confuse things.

Frank.