Question: Mighty Mini vs MPPT Solar Controller

Hello, I'm new to TnTTT and greatly appreciate all the folks who share and help others like myself just starting out on the journey. I've run into a problem. I planned on mounting 2x 100watt solar panels on my CTC and have them feed a 12v/200ah battery bank. I was going to use the PD Mighty Mini 4045 so I could use shore power when it was available and run off of my batteries when it wasn't. The problem is I've read up on the MM charge controller and it says it only charges your batteries to 90%. When you factor in that you can realistically only use 50% of your battery bank because you'll damage the batteries if drained any further the 10% "loss" in charge is huge. Is there anyone here with experience using the Mighty Mini in combination with Solar power? Anyone see any problems with battery life after using the Mighty Mini to charge their batteries? From what I've read Sealed/AGM batteries really like to be topped off completely or you'll lose a lot of life from them. Any and all help/advice is appreciated. Thank you