Newbie With Questions

I have been following this forum for a few months and now I have finally joined. I want to build my conversion. I am ready to buy it but I have a couple of questions that I hope you all can answer.
1. Are you able to go to all campgrounds in these? We are mainly looking at KOA places and kid friendly campgrounds for my 5 year old!
2. Do you insure it as a trailer or camper?
I am looking forward to building... I just want to make sure I can use it for my daughters sake! Thank you all!
1. Are you able to go to all campgrounds in these? We are mainly looking at KOA places and kid friendly campgrounds for my 5 year old!
2. Do you insure it as a trailer or camper?
I am looking forward to building... I just want to make sure I can use it for my daughters sake! Thank you all!