blentz wrote:I'm in the planning stages and the thought of a auto type alarm had crossed my mind. 12v with a remote to activate. The GPS tagger is a good idea too.
Stacie Tamaki wrote:When the Alaska Teardrop was stolen it was mentioned there is also the possibility that some are used as cookhouses for meth labs. They use them then burn them out when they're done to destroy any evidence. Parked out in the woods a lone camper/RV wouldn't look that out of place even if someone did see it.
Though it's possible an organized effort is being made (since many have disappeared from coastal states) I do agree with Tony it seems more likely a crime of opportunity. If it were a ring I'd expect to see news stories that certain types of trailers are disappearing in higher numbers in concentrated areas.
Cosmo wrote:Its apparent anything can be stolen but the loss can be less impacting with adequate insurance and
(at least for me) insurance reduces worry. I am guessing any insurance is better than none for some of us.
I checked my State Farm policy and for $55 a year (about 15 cents a day) they will give me the depreciated value of my trailer. This is called “Stated Value” insurance. If I paid $100 and at the time of the accident the adjuster said the trailer is worth $50 then I get $50. This never made sense to me because I will never be able to collect the $100 insurance I paid for due to deprecation.
Progressive insurance seems to really understand the RV/Trailer owners needs.
They offered me 2 types of insurance.
1) For about $170 a year (under 47 cents a day) Progressive will give me replacement value for 5 years. That means if I paid $100 for the trailer but after 4 years it would cost me $150 to replace it – they will pay me $150. After 5 years they will pay me my original purchase price $100. With this policy the funds must go to replacing the trailer. You cannot use the money in some other way.
2) With an “Agreed value” insurance policy Progressive and and I agree on the value of the trial now and if it is stolen or destroyed I will be paid the agreed value for as long as I keep renewing the policy. No depreciation. This policy costs about$10 more than the one above (49 cents a day). In this policy the insurance company pays you with a check and you can do what you want with the money. This may be a good solution for a builder who wants insurance.
The above covers theft non motor vehicle accidents and motor vehicle accidents. Progressive was the only insurance company I spoke to that understood what I need and was willing to deliver a quote in minuets. I cancelled my State Farm insurance and went with Progressive.
Cosmo
Bill n Robi wrote:That being said, I have never seen a report of a stolen TD down here and lots of people stop to look at ours as they say they have never seen one before. I have been asked if I am going to head down the coast with it, not ever going to happen, doubt it would come back with me.
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