If you are like me, you have a ton of different userIDs and passwords. When I was younger it was no problem remembering these things, but as I got older I found it more and more difficult. I've found a pretty darn secure, free, software product that really works well. Keepass2
It does take a bit of getting used to, but after about a day's use, I absolutely love it. It incorporates multiple 256 bit encryption levels, is portable and makes things like web access really easy. When I installed it on my LiveUSB linux system, it gives me the ability to initiate a private Linux system on almost any computer, nothing is saved to the computer being used and all of my access info is easily accessible by me. While it is possible to break into the system, it is almost impossible. You really only have to remember a single, weirdo masterpassword and have a keyfile to start it.
http://keepass.info/
dave