I built my TD in 2006, on the HF 1800# trailer, with the standard 12" HF tires. Ran those tires in excess of 12K miles & replaced them with the Wal Mart 'specials' that camr already mounted on white spoke wheels. Only replaced them because as Roly said, tread ribs # 2 & 4 began to wear excessively (IMO). I blame that on inflation. With more'n 25K miles on the TD, I'm now on my second set of Wal Mart tires/wheels. 1st set of the Wal Mart tires were wearing well & giving good service (expected more'n 20K miles from them) 'til one of the spring/axle 'U' bolts slipped a little & caused mis-alignment of the wheels/tires/axle to the direction of tow, resulting in very excessive wear on outside tread ribs of one tire, & inside tread ribs of the other. I corrected the mis-alignment, put on the new tires/wheels, & after another 4K miles they show no discernible wear.
I've built & used several utility type trailers using 12" wheels/tires, & towed them all over the USA (& Canada) with varying loads from a few hundred # to near a ton, at highway speeds, with NEVER a problem attributable to size of the tires/wheels. Once on the TD we experienced very heavy rain in SE New Mexico (Hobbs, Artesia, area) & drove through streets & intersections with water so deep I actually thought the TD was gonna float

. The bearings were of course warm (hot?) from driving 65-70mph before immersion & we actually had water enter the hubs. Through my own negligence/carelessness I drove back home after the immersion without draining/re-packing the bearings, & the TD sat for several weeks afterwards so when I finally thought of it, the hubs were a mess. I replaced the bearings/seals & repacked everything with no problems. Have towed it probably 10K miles since. I inspect/re-pack the bearings before every major trip, or every 5K miles, & carry new/re-packed bearings/seals in zip-lok bags in my tongue box. Had all that with us when we drove through the water in NM. Can't believe I didn't clean/replace the bearings immediately after it happened

.
I constantly hear folks 'bad-mouthing' smaller wheels. In my lifetime (76yrs) I've towed (& seen towed) literally hundreds if not thousands of small wheeled trailers, from small pop-up campers to boat trailers, with 8" to 12" wheels/tires, at general highway speeds all over the USA. I've seen (& stopped to assist) a few that were 'broken down' due to axle/hub/bearing problems. Through careful questioning, almost all of them resulted from careless or zero maintenance of the wheel bearings. I've seen lots more 'on the side of the road' from flat/blown tires, usually caused from improper (over/under) inflation, or just plain lack of attention. Sometimes 'road hazards' were the cause but not as often.
I too, think the larger 14/15" tires & wheels look better but on vehicles the size of our TDs, 12/13" wheels/tires are perfectly adequate with normal maintenance/preventive maintenance, for the great majority of use.
I'd not spend the extra for 12" radial tires but of course, I'm kinda 'a little old lady' preparation wise, & am usually prepared for 'road troubles' even tho I don't always respond to 'em correctly...
