Alan,, gas heat and conventional cooling,,,

I use the equalized payment plan and this year its 84.00 a month,, plus I got gas hot water and gas logs,,, even if the electricity goes out I can take a hot bath and fire up the gas logs and stay warm,,, Without electricity ya heatpump is a spiffy hunk of metal that will not do anything for you,,
I had a heat pump in my last house and it was cool inside during the winter,,,literally,, just my opinion thar bud
chipper