Podunkfla wrote:Habitat for Humanity....Another failed program that disguises itself in wolf clothes
I wouldn't exactly call it a failed program?
"Its founder, Millard Fuller, is undoubtedly a socialist, as is clear from his writings. That doesn't mean that he can't make a contribution through his deeds, if not his words. Many people must think he does: Habitat raises more money in private donations than the Boy Scouts. "It has been said that people will support anything they can take a picture of," says Fuller, a fund-raising genius. Thus his organization attracts 200,000 volunteers working for 1,500 affiliates in 1,300 U.S. locations and 50 different countries. It is the 20th largest homebuilder in the country. In fact, it fully expects to be number one in three years. "That will probably also make us the number one home builder in the world," says Fuller, who is otherwise ideologically opposed to big business."It is not really a charity anyway in that it gets serious bucks from the government:
"Habitat for Humanity is on the federal take. In March of 1996, it was awarded a highly unusual $25 million federal grant. Just imagine how "charitable" you could be with that kind of cash."Still, for all their faults, Habitat has done a better job of providing low income housing to the people that actually need it than the the government and all their HUD programs have. Their default rate is way less than 2%... That is far better than most commercial lending institutions. I find it hard to call that a failure even if I don't agree with their politics.
This is why I feel it is not all the things people want it be........Even though I feel on the surface it does do some good.......
I am told that the people receiving the Habitat housing are supposed to put in sweat equity..... That they are to contribute so many hours of volunteer time into the next project. I watched a show that pointed out that 80% of that "time" is never applied by the home owners. Habitat does not require follow through of the people who receive the housing.
I also have problems with some of the locations where Habitat locates the property. In my neighborhood there are 3 of them in recent years. They do not represent the other housing in the area which brings down values..... This is not about keeping diversity out of the neighborhood. This is about people who have worked hard to increase value of their homes losing out because of a situation out of their control. I know there is no control over who buys a particular location, but usually a person who would have bought that particular property would have put up similar housing to fit the neighborhood.
This is a problem that could be solved with some thought. Habitat housing that matched the neighborhood could be built.
But you are right, anything has to be better then HUD.