1. I was using the router table when the bit grabbed the piece i was using and pulled my index and middle finger into the bit(no guide bearing)....off to the emergency room to have them sewn up.
rbeemer... Sorry to hear about you accident. Bad early experience with routers. But, I bet it made you a lot more careful. Power tools are indeed dangerous. That's why some of us old tool dudes keep stressing the use of feather boards, guides and push sticks so much. Use whatever you have to to keep you fingers away from nasty cutters whatever tool you are using.
I'm not preaching at you... Just thought this was another perfect place to stress safety and using good jigs & fixtures to keep your fingers in one piece. I am speaking from hard won experience... as I only have 9-1/2 digits.

( Ironically, I didn't lose it with power tools... but the same rules apply)