Hi, Mandy:
Even though I am a rookie, I am willing to give my thoughts, which may hopefully help. Unprotected insulation is going to occasionally meet with road hazards and campground rocks and stones. When it does, it is going to break up some and could hang down and maybe get ragged looking. I would think it would be okay to have the insulation inset a bit as that would allow your wood floor frame to act as buffer protection.
You may have seen other threads on this subject, where some people simply add a layer of insulation between the floor
top and their mattress. (I believe I've read that both MadJack and Doug Hodder have mentioned doing it that way?) I've even seen some people use those black rubberized interlocking floor mats. Putting insulation on top of the floor like that would be easy to do and easy to replace, if it ever needed to be replaced.

I'd do something like that, if I were building a teardrop instead of a half-standy.
Being Easter weekend, many people are probably off, enjoying something other than the forum. I imagine you will hear from more people Sunday evening or Monday.....)
Best Wishes & Happy Easter!