Here's what I wood do
you need a small piece of scrap or new plywood for this fix.
1,Exacto knife a small square area of the top veneer from the delaminated area to where it isn't delaminated.
2, use bleach on a cloth to kill the black growth. Just lay it on top of it and press down a little. Rinse with a damp cloth.
3, Dry area with a hair dryer.
4, cut a new piece of veneer from your piece of scrap, take your time to get an exact fit. Epoxy it in place by covering it with plastic wrap and a baggie full of sand.
5, Lighty sand the area and recoat with polyurethane.
Polyurethane will last about 2 years or less in my humid and hot area of the country, then it is time for a light sand and refinish. Good luck with whatever you do. I did this on my hatch and was looking for the patch the other day and couldn't find it.
