The front curve of the Road Toad main body is a 10" radius. That was no problem at all. In the following photo you can see one separate piece on the front curve that I had to use because I was running out of wood. For that one the grain was running the wrong direction, so it was a lot tougher to bend and was closer to splitting, but it still worked.

Most likely the folks that are saying you can't do that 10.5" radius are talking about standard big box hardware store 1/8" plywood which is two paper-thin veneers sandwiching a thick middle layer. That stuff will split pretty easily. Same for paneling. Use a "proper" thin plywood that has more or less equal thickness veneers like Baltic Birch or Finland Birch and you should have no problems as long as the grain is running in the right direction.
Hope this helps!
Rik